Please note, Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

WHY AN INDEPENDENT AGENT?
There is a difference in where you buy your protection. Many people don't realize there are three sources for insurance:
1. Captive Agents, who can sell you the insurance of only one company.
2. Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
3. Independent Insurance Agents, who represent a number of insurance companies, and research with these firms to find you the most competitive combination of price, coverage and service.